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What the Insurance Company Doesn't Want You to Know and Why You NEED to Hire an Attorney After an Accident


After being injured in a motor vehicle accident, one of the first calls you might receive is from the at-fault party’s insurance company. They might sound incredibly helpful and, in all likelihood, they will dissuade you from choosing to hire a personal injury attorney to handle your case. To convince you that you do not need an attorney, they might try to tell you that an attorney will only cost you and that it would be so much simpler without one. Of course, it is in the insurance company’s best interest that you forego hiring skilled legal guidance since, after all, their goal is to keep you from maximizing compensation. However, you need to hire an attorney if you hope to secure the compensation you deserve.

Below is a list of what the insurance company does not want you to know:

  • They will pretend that they are not obligated to pay for your medical expenses: It is not uncommon for a car insurance company to act like they do not have to pay for your medical bills if these costs were already covered by your own medical insurance. However, this is not true. Someone else caused your injuries and, regardless if your health insurance covered your medical bills, the at-fault party’s insurance company is still obligated to compensate you for this.
  • They will demand a recorded statement from you: The insurance company’s demand for a recorded statement might make it sound as if you are obligated to provide one, but do not let their forceful attitude fool you into succumbing to this demand. You are under no such obligation and, generally, providing a recorded statement will only harm your case since their questions are designed elicit certain responses.
  • They will put pressure on you to speak to them before you have a chance to consult with an attorney: The reason why one of the first phone calls you receive is from the at-fault party’s insurance company is because they want to catch you before you are able to reach out to a personal injury attorney. Even if you do not provide a recorded statement, whatever you say to them during your conversation can be used against you. Do not let the other party’s insurance company pressure you into speaking with them this early on. If they make a settlement offer, do not accept it before you have the opportunity to speak with an attorney since these early offers are often unreasonably low.

Ultimately, it is important to keep in mind that the insurance company is not your friend, no matter how friendly the insurance adjuster sounds. To avoid being taken advantage of, do not hesitate to seek legal guidance from an experienced personal injury attorney.

Experienced Personal Injury Attorney in Nassau County

If you sustained injuries in a motor vehicle accident that was caused by another party’s negligent or reckless actions, it is imperative that you obtain legal representation as soon as possible. At the Law Offices of Charles R. Gueli in Nassau County, our compassionate and knowledgeable personal injury attorney is dedicated to fighting on behalf of the wrongfully injured and will do what it takes to ensure the responsible party is held accountable for their actions. Backed by over 20 years of experience and a proven history of success, you can trust our ability to effectively assist you.

Begin your personal injury lawsuit today and reach out to our law office at (516) 628-6402 to request a free initial case review with our attorney.

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